New answers tagged answers
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For the general case, accepting an answer is a privilege that is enjoyed only by the OP (original poster) of the question. If OP is a new user and presumably unaware of how accepting works, you may ask them (as you've done here); but if they decide not to accept any of the answers posted to their question, then nothing else can be done regarding it by the ...
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If what you have to say seems like a good and complete answer to the original question, then it is an answer (others will up- or down-vote it depending upon whether they agree with this assessment).
If what you have to say is about the question, or is a relevant detail that could be part of an answer, then it is a comment (e.g. the observation that *.SE is ...
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Read the tour as you were linked. It answers all these questions you've stated.
As for converting answer to comment, that's a task that only moderators have teh button for so you can custom-flag your own post asking it to be converted to a comment and a moderator will eventually get to it.
You will be able to post comments once you get 50 reputation, so ...
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