I would like to be able to post a photo to my question, how can I work to raise my reputation so I can do this?
Just upload the images to a site like imgur and provide links in your post. Someone with more reputation will edit them in. Taking the time to write you question well should get you a couple of upvotes, and with it the necessary reputation for next time :)
Note that there is also a reputation based limit on the number of links you can have in one post, if you need to you can create a imgur "album" or put a few extra links in comments. Again, writing a good question in the first place should easily boost you over the limits.